Today is Thursday, May 12th

It’s official. I am no longer an Under Training Wrinkly, but a State Pensioner.
It’s been a long while coming as the goalposts were moved to bring women’s retirement age in line with men at 65. Then they got shifted again and I ‘graduated’ to 66.
Hurrah!!
There are a couple of drawbacks though in that my state pension will be reduced as they moved yet more goalposts and discounted my working years from 16 to 18, so I no longer had the 35 years minimum contributions to warrant a full pension. Also my Bank pension will be reduced by around £50 pm as they’d given me an enhancement from 60 to retirement age to compensate. At least I don’t have to pay that back.
No matter, it is all a bonus as it will ease the budget and stress from the present cost of living and energy crises, and promotes us from Severe Poverty to Poverty according to the government’s website on their income chart.

I honestly don’t know how they arrive at their conclusions as we live pretty well, but it does help not having a mortgage or any debt. It’s all swings and roundabouts isn’t it.

It is a beautiful day.
Take care and keep safe everyone.

About pensitivity101

I am a retired number cruncher with a vivid imagination and wacky sense of humour which extends to short stories and poetry. I love to cook and am a bit of a dog whisperer as I get on better with them than people sometimes! In November 2020, we lost our beloved Maggie who adopted us as a 7 week old pup in March 2005. We decided to have a photo put on canvas as we had for her predecessor Barney. We now have three pictures of our fur babies on the wall as we found a snapshot of Kizzy, my GSD when Hubby and I first met so had hers done too. On February 24th 2022 we were blessed to find Maya, a 13 week old GSD pup who has made her own place in our hearts. You can follow our training methods, photos and her growth in my blog posts. From 2014 to 2017 'Home' was a 41 foot narrow boat where we made strong friendships both on and off the water. We were close to nature enjoying swan and duck families for neighbours, and it was a fascinating chapter in our lives. We now reside in a small bungalow on the Lincolnshire coast where we have forged new friendships and interests.
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25 Responses to Today is Thursday, May 12th

  1. Lauren says:

    It sounds like the government is trying to stop you from getting your monies due to you. I’m glad you managed to jump through all their confusing hoops.

    • It’s what they do. We had to laugh about the severe poverty bit, because we weren’t eligible for any of their benefits! I really don’t know how people are expected to manage with energy bills that have more than doubled and going up by a similar amount in October (why can’t the government step in and STOP it), rising food prices, and fuel prices at the pumps with insufficient infrastructure for electric cars as an alternative. These are just the tip of the ice berg.
      I count my blessings that for now, we are OK.

  2. Tiana says:

    Well, I praise God for your ability to see everything in good light. Enjoy your day

  3. I intend (paid job) to retire when I am sixty. I want to take out my private pension, and get a part time job, so I can concentrate on my writing. I enjoy my job (mostly) but there aren’t enough hours in the day to write as well.

    • I took my bank retirement package at 50 but still worked full time. As it turned out, if I hadn’t, I would have lost it as the bank was sold and the company only honoured existing pensioners.

  4. Steve Tanham says:

    Congratulations, Di! Welcome to the club…

  5. Sadje says:

    A very happy 66th. 🎊🎈🎁🎂🎉

  6. Yes, welcome Di, I think. High time they realised that no one can manage on the state pension alone…

  7. willowdot21 says:

    Again happy Birthday and welcome to the the club💜💜💜

  8. Welcome to the oldtimers’ club! Don’t spend all your extra money extravagantly! 🙂

  9. murisopsis says:

    No doubt your budgeting skills play a part in being able to live well on just a little bit of income! The little extra no doubt will help with the increasing costs – of everything!! Congratulations!

    • Thanks Val. We have always lived frugally having got caught in negative equity in the 1990s and it just became the norm. If we had a mortgage or loans of any description, we would have sunk years ago.

  10. Happy bIrthday may your day goes better than it has. From what I know I feel politics are as bad or worse than ours. Stay safe.

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