Affordable

Hubby and I learned a long time ago that just because something was cheap to buy, didn’t mean it was cheap to run.
We apply the rules of feeding and maintaining to anything we purchase, from a computer printer to a car. After all, if a printer cartridge is going to cost almost as much as the actual printer, or having a posh motor in the drive for which you can’t afford the insurance or putting gas in it because it’s a guzzler, there’s little point (unless you want the latter to house your fleet of garden gnomes or use it as a flower bed).

Being on a fixed income, it’s imperative that whatever we have is affordable to us.
Budgets are my middle name, and I so remember when we bought this property we had limited funds, which not only had to buy the house, but cover legal fees, furnish it and pay the first six months bills. Having to replace the boiler within the first month of residence had not been included, so it was a while before we could think about furniture other than a new bed and mattress, the second hand sofa bed we picked up for £40 and two recliner chairs and footstools given to us by some boating friends. We actually had a coffee table, all 60cm x 28cm (23″ x 11″) of it.

One thing I can say though is that it is very affordable to live here, apart from local taxes which are charging us over £1500 pa this year to do so. However, compared with other parts of the country, this is also reasonable!

Written for FOWC: Affordable

About pensitivity101

I am a retired number cruncher with a vivid imagination and wacky sense of humour which extends to short stories and poetry. I love to cook and am a bit of a dog whisperer as I get on better with them than people sometimes! We have recently lost our beloved dog Maggie who adopted us as a 7 week old pup in March 2005. We decided to have a photo put on canvas as we had for her predecessor Barney, and now have three pictures of our fur babies on the wall as we found a snapshot of my GSD so had hers done too. From 2014 to 2017 'Home' was a 41 foot narrow boat where we made strong friendships both on and off the water. We were close to nature enjoying swan and duck families for neighbours, and it was a fascinating chapter in our lives. We now reside in a small bungalow on the Lincolnshire coast where we have forged new friendships and interests.
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16 Responses to Affordable

  1. colinandray says:

    My background was in purchasing and dealing with all manner of products/services over my working life, and there are a couple of perspectives from those times which I have found really useful.
    1. “You get what you pay for” – Like all guidelines, there are going to be exceptions, however the “low cost = low quality” is generally the reality. The question one has to ask oneself is “Will “cheap” do what I want, or do I need “expensive”?

    2. In purchasing, it is known as “Life Cycle Costing”. This where you estimate the life of the item, and research the maintenance costs. Extrapolate the maintenance coats over the expected life span, and add the initial purchase price .. and you have a “real” total cost for comparison purposes.

    Example: With cars (here), it works out that paying extra to buy a Toyota is much cheaper over the life of the vehicle than buying an equivalent Ford. In fact I recently traded in my 2001 Toyota for a new one. That 2001 vehicle had one breakdown (it would not start), and minimal replacement parts, over the 18 years that I had it.

    You appear to be good with numbers Di, so enjoy crunching them whenever you have a significant expense! 🙂

    • You are so right Colin.
      I hate shopping for clothes and shoes especially as you are probably aware. I bought trainers, which have not exactly been ‘cheap’ at £50 a pair, but they were comfortable and I’d wear them every day. They would be replaced every 4 to 6 months or so depending on how far we’d walked (yep mileage was figured into the equations, and I did a post on that, boots then, too!!), then I was unable to get my preferred brand and had to look at alternatives.The price was the same, as was my mileage sotospeak, but I was replacing them every three months.
      When our neighbour’s husband died, she gave me a pair of his trainers that had only been worn once. They were a perfect fit for me, and I have worn them every day for two years. They are still good. Looking up the price, they are around £150 a pair, but I have certainly got value for money. I shall need to replace them in due course and have been putting the money aside gradually as it is well beyond our normal budget.

      • Archon's Den says:

        As an ex-Purchasing Agent, I also quickly learned ‘Cost Per Use’. As you did, I stopped buying department store runners and enjoyed better fit, support, and lasting wear with Reebok. 🙂

      • Thanks for commenting. Sometimes buying cheaper more often is false economy, and it’s not just clothes or shoes, as it applies to household shopping too.

  2. It always pays to thoroughly investigate a purchase. As cheap can quickly become expensive especially with things like printers.

    That damned council tax is a killer. Just wish we’d see something for all the money they take!

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