The Friday Reminder and Prompt for #SoCS July 25/2020

Linda’s Challenge:

Your Friday prompt for Stream of Consciousness Saturday is “check/cheque/Czech.” Use one, use ’em all, use ’em any way you’d like. Have fun!
Checking out?
Writing a cheque to pay for your purchases is a thing of the past, or extremely rare now.
In my banking days, it took 3 working days to process, but four to actually clear as this gave the banks time to send the rubber ones back in the post. Of course it’s all changed now, everything is electronic, and I understand you can actually pay a cheque into your account on an app or copy!  Granny would often send a cheque to the grand children for their birthdays or Christmas, but even that is being done on-line now and paid directly into their bank accounts.
Gone are the manual checks for words and figures, date and signature, something I got a dab hand at as my eyes would automatically scan the relevant areas. Sigh, those were the days, when you went into the bank and were greeted by a row of cashiers rather than machines. Now there’s one for paying in, a machine for taking out, another for managing your account and in one bank, they even had a coin sorter for your bulk coin so that the machine counted it for you rather than you have to bag it up in the relevant denominations and values (no mixed coins please!!). There was a charge though, 10% of your deposit!
As for Czech, Hubby had to get some foreign currency when he visited friends way back in 2014.
Have a great weekend.

About pensitivity101

I am a retired number cruncher with a vivid imagination and wacky sense of humour which extends to short stories and poetry. I love to cook and am a bit of a dog whisperer as I get on better with them than people sometimes! We have recently lost our beloved dog Maggie who adopted us as a 7 week old pup in March 2005. We decided to have a photo put on canvas as we had for her predecessor Barney, and now have three pictures of our fur babies on the wall as we found a snapshot of my GSD so had hers done too. From 2014 to 2017 'Home' was a 41 foot narrow boat where we made strong friendships both on and off the water. We were close to nature enjoying swan and duck families for neighbours, and it was a fascinating chapter in our lives. We now reside in a small bungalow on the Lincolnshire coast where we have forged new friendships and interests.
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33 Responses to The Friday Reminder and Prompt for #SoCS July 25/2020

  1. willowdot21 says:

    Yes indeed gone are the days of the cheque, I reckon banks will be next !

  2. Ian Kay says:

    I remember opening an account at 18 and eagerly waiting for the bank to post my cheque book and cheque guarantee card (up to £50). It was a big rite of passage, child-adult thing. It soon became a chore writing out cheques and trudging to the bank to cash or deposit them.

    It won’t be long before all that’s required is a fingerprint and iris scan. Banks will be in the “cloud”, money in bitcoins. Or maybe like in Star Trek, money will be obsolete.

    • I think the way governments are printing it, it’s pretty worthless and will be replaced with ‘credits’. Another way for TPTB to get your money and keep it!!

  3. Hi Di, I must admit I haven’t seen a cheque for years. I never used them as electronic banking had already taken over by the time I had bank accounts.

  4. Sadje says:

    Things are easier now. But one still has to go to the bank if we need paper money!

  5. Maggie says:

    We enclosed a check in my grandson’s graduation card. It is painful waiting for the check to clear in this time of everything happening instantaneously.

    • I was sent a refund cheque by the gas board three years ago but never presented it as they cocked everything up and duplicated a payment so I wasn’t entitled to it. I was waiting for them to ask me to refund their refund, in which case I was going to send the original cheque back!

  6. I still send checks for birthdays and Christmas.

  7. John Holton says:

    I think I used to write 15 checks a month. Now? None. We have a box in case we need them, which at this rate will last us the rest of our lives.

    • Those were the days eh? I remember how excited I was writing my first ever cheque. It was for a dress in a little boutique called Lindy Lou’s in 1973.

  8. Laura says:

    I use our online banking to pay a couple bills by check. I’m always a bit surprised when a warning box pops up saying delivery will be delayed because the payment is being sent by mail but I guess that’s what we get now that everyone expects instant $ transfers.

  9. ghostmmnc says:

    Well, we still make out all our bills with a paper check each month. There are a couple that payment is taken out automatically, but the rest we do by hand. 🙂

    • Ours are all automatic except the annual ones which always go up but are a one off as I refuse to pay interest for spreading the payments which has added tax as well!

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