Thanks to Sammi for our weekend writing prompt. You can check out her challenge here:
Ah, a delicate matter and one close to my heart.
You can’t be a number cruncher and get away with not doing budgets.
Money, or personal income, is a dodgy subject and one many don’t like to discuss.
For some, it’s a question of keeping up with the Jones’, whether they can afford it or not, and before long, Debt swings in a hefty blow from which they cannot recover.
We’ve always lived frugally, had to from day one of buying our first house and attracting negative equity.
Now our income has taken a £2000 per annum dive because we can manage day to day living.