Goodbye dear HDi

Today is a sad day, but it isn’t a bad day.
Last year, we decided to buy a new car, putting Hubby’s in part exchange.
Originally, it would have been my 206, but having been offered only £500 trade in, Hubby attracted a better deal (his car, not him!!) despite having more mileage on the clock and a few rattles we didn’t like the sound of.

I have to say that apart from Harriet (my 1988 Yugo 55a), the 206 has been my favourite. It has never let me down (well, once when the battery died, but that was my fault because we didn’t run the engine for almost 2 months during the winter), always got through the MOT (except this year when we needed to replace the centre exhaust pipe) and was ridiculously cheap and economical to run (remember I mentioned a 500 mile trip on less than half a tank of fuel (even if I only did it once) ?)
peugeot 206
My car insurance expires on January 28th and the renewal arrived yesterday.
January’s always an expensive month for us as both Peugeot MOTs and services were also due as were our eye tests, not to mention any aftermath from Christmas.
When I bought my 206 in 2005, my road tax became due at the end of January too, but you cannot tax the car unless you have an insurance certificate that is valid from the first day the new tax is due to run.
This was a problem one year when my insurers didn’t get their act together and I had no renewal documents by the last week of January, so I could have been snookered.
They eventually arrived so to avoid any similar occurrence in the future, I decided to purchase only 6 months road tax in January so that I could move it annually to July.

Hubby and I had a serious discussion.
serious 2 serious 1

We don’t need two cars now. If we go anywhere, it’s usually together, and although having a second car is nice, it’s really a waste of money and a good reliable car.
Besides, we can’t move the boat and 2 vehicles at once with just the two of us.

The new car doesn’t need an MOT for three years.
We have a three year servicing package included in the purchase.
There is a five year warranty and roadside assistance.
Road tax is £20 a year.
Insurance is around £175 for both of us to drive it on a fully comprehensive policy.
Unleaded fuel is currently 5p a litre cheaper than diesel, and the Hyundai mileage is about the same as the 206.

The 206 cost £157 in total to get through the MOT .
Servicing is every 2 years and due a full major service now (£250-£400).
The car is ten years old, so no warranty.
Road tax is £30 a year.
My insurance renewal was £172, with Hubby as a named driver on a fully comprehensive policy.
Mileage is mileage whichever car we use, so fuel will have to go in.

We decided to consider selling it whilst it had a new MOT and no pending problems.
Having been offered a mere £500 trade in when we were looking to change before, we had no idea what we could expect to sell her for privately.
There are several web sites for valuations, and we had already checked trade in prices last year, so we punched in the details and came up with between £1200 and £1895 if the car was in good condition.

Hm, well it depends on what you class as good.
The car has exceptionally low mileage (37,000 miles), we had the full service history, four good tyres (5 including the spare which had never been used), a brand new MOT and 6 months road tax.
The bodywork was OK, there were no dents or rust though we had a couple of scratches and some of the door seals had perished, but the upholstery let it down as it was stained and grubby due to the dog and we had been using it to store stuff.
We had however made an effort before putting it in for the MOT by giving it a wash and vacuum out anyway.

We could either advertise to sell privately or take it to a dealer.
We did the latter, expecting something around £800-£1000 if we were lucky.
With that figure in mind, we left the details with the girl (who had also driven it) and she promised to ring later today.
We were extremely and pleasantly surprised to be offered mid range between the figures from the internet, so made the deal.

I was a little sad to say goodbye, but it makes sense.
From a numbers point of view though, who can say that they sold their 10 year old car for around £2000 less than what they paid for it new?
depreciationThat’s around £200 a year depreciation. Bit better than the graph eh?

About pensitivity101

I am a retired number cruncher with a vivid imagination and wacky sense of humour which extends to short stories and poetry. I love to cook and am a bit of a dog whisperer as I get on better with them than people sometimes! We have recently lost our beloved dog Maggie who adopted us as a 7 week old pup in March 2005. We decided to have a photo put on canvas as we had for her predecessor Barney, and now have three pictures of our fur babies on the wall as we found a snapshot of my GSD so had hers done too. From 2014 to 2017 'Home' was a 41 foot narrow boat where we made strong friendships both on and off the water. We were close to nature enjoying swan and duck families for neighbours, and it was a fascinating chapter in our lives. We now reside in a small bungalow on the Lincolnshire coast where we have forged new friendships and interests.
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4 Responses to Goodbye dear HDi

  1. scifihammy says:

    I was wondering about you having two cars, when I read your post the other day. There is such a good public transport system in UK, that mostly you can do without a car, or at least share one.
    I do sympathise with you having to say goodbye to your car though. They develop personalities 🙂

    • We did a pricing comparison Public Transport Vs Car Ownership several years ago. We worked in opposite directions, neither on a bus route, and had different start times which didn’t coincide with finishing times.
      It was cheaper to run our two cars than rely on public transport then. When Hubby was working night security, we did go down to one car, but then his job changed and we ended up needing a second again. Hubby also has mobility problems, and getting on and off a bus can be difficult, plus their frequency wasn’t all that reliable, if they turned up at all, especially in bad weather. Cost is a major factor for us (fares are not cheap) plus of course convenience. Still, we have a good car, and whoever buys my HDi will have a good reliable runabout.

      • scifihammy says:

        Ah, I see why you needed two at one point. Here in CT there really isn’t any “safe” public transport – no buses to speak of, and just the one train line. So we all have a car.
        Yes, your car’s new owner will be very lucky 🙂

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