What would you do?

Here’s a poser for you. What would you do if you won a lot of money?

I don’t mean a couple of thousand pounds, I mean The One. The BIG One. The One with all those lovely OOOOOOOOs on the end.lotteryEvery week, we donate our £2 to the lottery fund. Once in a while, we get a little back, but there is always that glimmer of hope that maybe this week will be IT.

We’re not greedy, but it would be nice not to have to struggle, or count every solitary penny, and if we wanted to go out for a meal, not having to cut back somewhere else.

From what I can understand, anyone who wins the Jackpot is given access to a selection of financial advisers and other professionals to discuss how to invest wisely and manage their winnings. No doubt there is a fee for their services, but when you have that kind of money, I don’t suppose you’d really be that bothered. My number crunching expertise is analysis and budgeting, not investments, but I would still be wary of stocks and shares and more importantly, things I don’t understand.stock marketHubby and I often muse about what we’d do with such a vast sum. We are both convinced that should our win become common knowledge, we would suddenly have lots of friends and relatives crawling out of the woodwork, so the first thing we would ask for would be anonymity.

One of my priorities would be to clear my brother’s mortgage and any other debts, and give him a cool mil so that he can retire in style. He’s worked hard all his life, and it’s about time he relaxed.retirementIt would be nice to have a new car, nothing fancy but practical, and perhaps indulge ourselves with a top of the range camper van so that we could go on holiday whenever and wherever we pleased.

We could move out of our house as we wouldn’t be dependent on selling it to buy the next one, and travel around in our van on the longest holiday ever until we found the perfect one to buy.houseThere is an elderly man with an invalid wife who cannot afford to update his heating system or property so we thought we would either offer him our bungalow for a nominal rent of £1 a year (keeps the paperwork tidy) or pay for his home to be modernised sufficiently to cover their needs. He’s not family or even a friend, just someone we’ve met through dog walking who has done his bit for his country, lost his son in the war, and has his pride insomuch as he won’t ask for help.

There is the usual list of material things that could apply, but we’ve never seen the point of having things you either don’t need or won’t use. A new wardrobe of clothes would be on the cards though as ours are all looking a little ‘tired’.

wardrobeI honestly can’t imagine what else we’d do. We are straightforward people, used to paying our way, and we know that there is no way we’d be able to spend it all, but that doesn’t mean we’d be giving it away either. We have no children, and by simply leaving it in a standard interest savings account, on millions the interest alone would be sufficient for us to live on, even after the tax man had his cut. (We’d have to split it though in case the banks failed as only £85,000 per person is guaranteed per establishment by our regulator the Financial Services Authority, so that would be a challenge in itself as so many banks are now subsidiaries of others.)vaultHowever, with that much money at our immediate disposal, we are more likely to emigrate Down Under to be with my brother. Regardless of our lack of points and qualifications, hopefully their authorities wouldn’t have a problem with millions coming into their economy.

I could even deliver his cheque in person!




About pensitivity101

I am a retired number cruncher with a vivid imagination and wacky sense of humour which extends to short stories and poetry. I love to cook and am a bit of a dog whisperer as I get on better with them than people sometimes! In November 2020, we lost our beloved Maggie who adopted us as a 7 week old pup in March 2005. We decided to have a photo put on canvas as we had for her predecessor Barney. We now have three pictures of our fur babies on the wall as we found a snapshot of Kizzy, my GSD when Hubby and I first met so had hers done too. On February 24th 2022 we were blessed to find Maya, a 13 week old GSD pup who has made her own place in our hearts. You can follow our training methods, photos and her growth in my blog posts. From 2014 to 2017 'Home' was a 41 foot narrow boat where we made strong friendships both on and off the water. We were close to nature enjoying swan and duck families for neighbours, and it was a fascinating chapter in our lives. We now reside in a small bungalow on the Lincolnshire coast where we have forged new friendships and interests.
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2 Responses to What would you do?

  1. polarflares says:

    I would move back to New England and help both of my sisters buy homes. I would travel far and wide and then start a bed and breakfast. You could come visit. I would pay your way! 🙂

    • Bless you. Our dream was to open a B&B, and it was one of the reasons I took early retirement. Sadly it didn’t work out that way, but you never know what’s around the corner. Lottery ticket will be bought today!

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